Chapter 3 It's not your fault

A few minutes later, Mr. Fox's assistant brought two newspapers, one from four months ago and one from this week.

Financial companies like Mr. Fox's are actually very concerned about the financial trends of the entire country and even the international community. They deal with money every day and understand what these trends represent.

In addition, they are also very concerned about some social changes, such as employment rates, unemployment rates, and social security.

If the unemployment rate continues to rise, they have to lower interest rates and reduce large loans to reduce risks, which will make their business more attractive.

When the national economy improves significantly, they will increase interest rates and encourage people to borrow more because people can afford to pay back.

Every day, Mr. Fox's assistant has to read a large number of newspapers to analyze the upcoming national situations, and then decide whether to terminate certain businesses in advance or pretend to forget about them.

This is definitely not a simple and straightforward business. Those who cannot handle it well will find it difficult to sustain it for a long time. Only people like Mr. Fox can manage such a business in the long term.

That's why he spent a lot of money to hire a college student to assist him. He sees it as a career, not just a way to make quick money.

After opening the newspaper, Rich flipped through it for about ten minutes. Mr. Fox didn't interrupt him, and even had coffee and cigarettes brought to him.

He had a faint sense of anticipation. This ordinary person named Rich would surely give him a surprise.

This is not a baseless guess. It's something he observed.

An ordinary person like Rich couldn't possibly remain calm when invited, let alone maintain eye contact when he revealed his intent to kill.

He's not an ordinary kid - Rich is only twenty years old, considering Mr. Fox's age.

After about ten minutes, Rich outlined some lines with his pen and then placed both newspapers in front of Mr. Fox. "I've underlined the parts that you need to read so that you can see them more clearly."

Mr. Fox and his assistant looked at them seriously. After reading them several times, they still had no clue. It was all information about real estate agents, and they didn't find anything significant.

Mr. Fox was puzzled. "I don't know what these represent. Do they have any special meaning?"

Rich was not impatient at all. He was patient because he faced an excellent client and money in his pocket. Anyone who needs money can be patient.

He walked to Mr. Fox's side, and his subordinates wanted to stop him, but Mr. Fox stopped them, which also meant that Rich gained Mr. Fox's trust in a short time.

If he could fulfill what he said before, this trust would last a long time.

"This newspaper provides leasing information for two street-facing apartments, and the rent for this one is..." Rich pointed to the place he underlined, but didn't continue speaking.

Mr. Fox instinctively replied, "One hundred and thirty-five dollars."

Rich nodded in affirmation. "Yes, one hundred and thirty-five dollars. Let's ignore everything else and see how much the adjacent house costs..."

Mr. Fox cooperated very well, shifting his gaze to the information on the other newspaper that had been underlined. He continued to cooperate, saying, "One hundred and seventy-two dollars!"

"These two apartments are on opposite sides of the street and are less than one hundred meters apart. From the change in prices, Mr. Fox, what have you noticed?"

After pondering for a moment, Mr. Fox began to think seriously and said, "The monthly rent has increased by thirty-seven dollars!"

In Rich's past mature and successful cases, he always believed that involving participants at a deeper level could save a lot of time and avoid problems that people may not have even thought of.

They persuade themselves and firmly believe that the conclusions they draw are correct, which is particularly evident in math problems.

Before clearly pointing out that some of the answers to math problems are wrong, every participant believes that their answer is correct and that others' answers are wrong.

Mr. Fox went through a deep engagement process with a simple "math equation," which made him begin to be surrounded by a hypocritical illusion, a false sense of security that he created for himself.

He would not think that Mr. Rich is a fraud because Rich did not tell him these things. He came to these conclusions himself through his own clever mind and he believes in his conclusions.

"The increase in rent means that it takes more money to buy these houses, four months' time..." Rich paused and continued, "No, actually it is increasing every day, little by little. You may not notice it, but it is indeed changing. Do you agree, Mr. Fox?"

Mr. Fox nodded his head. "So what does this have to do with our previous business?"

"Of course it does, Mr. Fox. These houses are still there. They do not change with the passage of time, like adding a few bricks or removing a few tiles."

"What it looked like when it was built and what it looks like now, it hasn't changed. It is constant. But the price has changed. What does that mean?"

Before Mr. Fox had time to think, Rich gave the answer because Mr. Fox would not have come up with it himself.

What he did was guide people to the corners that he needed them to discover at the right time, rather than encouraging them to think diver-gently!

"If the value of something has not changed, but it changes during the 'payment' process, it can only be said that the value of the thing used for comparison has changed."

"In other words, in the past four months, the currency in our hands..." Rich didn't know when he took out a coin from his pocket and held it between his thumb and index finger.

He flicked it lightly, producing a slightly secretive but audible metal tremor that attracted the attention of Mr. Fox, his assistant, and the nearby bodyguard. Their gaze fell on the flying coin.

Confidently, Rich said, "It has been depreciating, and it has depreciated by about 22 to 25 percent in the past four months, Mr. Fox."

Mr. Fox's attention shifted from the five-cent coin lying motionless on the newspaper and he began to seriously contemplate Rich's words, looking towards his assistant.

The assistant felt somewhat awkward. He wasn't studying finance; he was studying management. If it weren't for Mr. Fox's higher salary on this side, if it weren't for the fact that Mr. Fox was his father, he wouldn't be here.

He felt that Rich's words weren't quite right, but he also felt that there were no obvious mistakes in what he said. In this process, Lynch used gold for a second round of examples and instilled the concepts of "depreciation" and "currency is also a commodity" into the people in the room.

He didn't lie because these things were true. There was nothing wrong with his examples, and he even brought up the fact that ten years ago people could buy a newspaper for five cents, but now they need fifty cents.

The newspaper is still a newspaper, whether it's ink or paper, the production process and flow haven't changed much. It's not that the newspaper has become expensive, but that the money has depreciated.

Mr. Fox gradually began to understand and suddenly felt a bit horrified. He changed his sitting position a bit and said with a stiff scalp, "But our interest rates are high, some even compounded!"

He wanted to give himself some sense of security in this way, but these fragile sense of security was shattered by Rich's laughter a few seconds later.

"I know, Mr. Fox, the problem is that our depreciating currency is not something you can take out and show to people, but rather it is all of your assets!"

"All of your assets are depreciating at a rate of five percent per month, and this is also a form of 'compound interest'. If you don't quickly send all of your money to the Federal Tax Bureau to complete the final procedures..."

Rich returned to the chair across the table and sat down, shrugging his shoulders and spreading his hands, "Your proud wealth now may not even be worth a fart in a few years!"

"Do you still care about that insignificant ten percent now?"

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