Chapter 13 –Fred Makes an Unbusiness-like Loan.

The moment the old man entered the little office Fred sprang to his feet and confronted him. There was something in the wrinkled old face that told of a terrible state of mind.

"Mr. Bowles," said Fred, by way of breaking silence.

"Yes, I am Bowles. I have come to see you and get the truth out of you."

"Take a seat," and Bob pushed a chair