"Are you sure you want to do this?"
Chloe Price squeezed the frayed canvas strap of her tote bag. The early spring wind in Pittsburgh carried a biting chill that cut straight through her cheap trench coat. Her stomach churned, a heavy block of nausea settling just below her ribs. She stared at the concrete steps of City Hall. This contract marriage-an agreement her late grandfather had sealed with the Montgomery over fifty years ago, when both men were still alive and she was not yet born-felt like standing on the edge of a cliff.
Her grandfather had believed in old-world promises. The two families had been business partners once, and the betrothal was meant to bind their bloodlines. But that was another era. Chloe had never even met Harrison Montgomery until two weeks ago, when a lawyer showed up at her door with a copy of the agreement and a single option: marry the Montgomery heir, or lose the inheritance her grandfather had left to her mother.
She had chosen the marriage. Not because she wanted to, but because she couldn't bear to lose what should have been hers.
A black sedan pulled up to the curb. It had no special markings, just a clean, unassuming Audi. The rear door opened.
Harrison Montgomery stepped out. He wore a dark suit with no visible logo, but the fabric draped over his broad shoulders with a precision that made Chloe take a half-step back. He stood nearly six foot three. The sheer physical space he occupied made her chest feel tight.
He walked up to her. His gaze dropped to her nose, which was flushed red from the cold. A muscle in his jaw twitched, but his expression remained entirely flat.
He held out a paper cup. The heat radiating from the cardboard sleeve seeped into the freezing air.
"Take it," he said.
Chloe reached for the coffee. Her frozen fingertips brushed against his knuckles. A sharp jolt shot up her arm. She yanked her hand back instantly.
The sudden movement caused the coffee to slosh over the plastic lid. A single, scalding drop landed on the back of her hand.
"Ah," she gasped, her shoulders jerking up.
Harrison frowned. He reached into his trouser pocket and pulled out a pristine white handkerchief. Without asking for permission, he pressed the cotton square directly onto her skin.
Chloe's heart skipped a beat. She tried to pull her wrist away, but his large hand clamped down on her forearm. His grip was immovable, heavy and warm.
He wiped the coffee stain away. He folded the handkerchief, shoved it back into his pocket, and dropped his hand.
Chloe looked up at him, her throat tight. "Harrison," she said quietly, "you don't have to do this."
He tilted his head slightly.
She pressed on, forcing the words out. "It's not the last century anymore. People don't marry because their grandfathers shook hands fifty years ago. You're a free man. You can walk away right now. I won't sue you. I won't tell anyone. We can just-pretend this conversation never happened."
His expression did not change. But something shifted behind his eyes-a flicker, there and gone.
"You want me to break a promise my grandfather made on his deathbed," he said. It was not a question.
"I want you to have a choice," Chloe said. Her voice wavered. "You don't even know me."
Harrison stared at her for a long moment. The wind tugged at his tie. "My word is not conditional on convenience, Miss Price. Your grandfather trusted mine. Mine trusted me. I will not be the man who made them liars."
Chloe opened her mouth, then closed it. There was no arguing with that kind of stubbornness. She had seen it before-in her own father, before he drank himself into an early grave. The Montgomery men, the rumors said, were carved from the same unyielding stone.
She looked down at her scuffed sneakers. "Fine," she whispered. "But don't say I didn't warn you."
He said nothing. He simply turned toward the glass doors of City Hall.
"Let us go inside and finish the paperwork," he said. His voice left no room for small talk.
They walked side by side through the heavy glass doors. At the security checkpoint, the guard took one look at Harrison, straightened his spine, and his expression instantly shifted to one of profound deference. "Right this way, sir," the guard said, his voice dropping an octave in respect. Chloe noticed the unusual display of courtesy, but she simply assumed Harrison was a regular here for building permits, or perhaps municipal workers were just trained to be overly polite to taxpayers. She was too busy digging through her bag to dwell on it.
Her fingers trembled as she searched for her Social Security card. A tube of drugstore lipstick slipped from her grasp and clattered onto the marble floor. It rolled right to the tip of Harrison's polished leather shoe.
Harrison bent down. He picked up the cheap plastic tube, rubbed a speck of dust off the casing with his thumb, and handed it back to her. The motion was so fluid it felt like they had been doing this for years.
"Thank you," she whispered. Her face burned. The tight knot of defense in her chest loosened just a fraction.
They approached the clerk's window. The woman behind the glass looked between them.
"Are you both entering this union voluntarily?" the clerk asked.
Chloe hesitated. Her teeth sank into her lower lip. Harrison turned his head and stared at her. His eyes were dark, unreadable, and heavy with an unspoken pressure.
Chloe nodded. "Yes."
The clerk pushed a piece of paper across the counter. Chloe picked up the pen. Her hand shook as she signed her name on the dotted line.
Harrison took the pen from her. He signed his full name in quick, aggressive strokes. The handwriting was sharp and commanding, nothing like the script of a man who managed construction sites for a living. Chloe stared at the aggressive loops of ink. Did he do something else before this? A desk job, maybe? She shook her head slightly, forcing her focus back to the clerk. Now was not the time to overanalyze her fake husband's penmanship.
"Congratulations," the clerk said. "Stand together for the photo."
Chloe moved to the designated spot. She stood stiff as a board, leaving a full foot of space between her shoulder and his.
"Closer, please," the photographer called out.
Harrison raised his right arm. He wrapped it behind her, his forearm resting against the small of her back. He did not let his palm touch her clothes. The heat of his body radiated through her thin coat.
The flash went off. It captured Chloe's wide, startled eyes and a microscopic lift at the corner of Harrison's mouth.
The clerk handed them the marriage certificate. Chloe stared at the thick paper. Her name printed next to his felt entirely surreal.
They turned away from the window. They walked across the lobby and pushed through the revolving doors back into the freezing air.
Harrison stopped on the top step. He turned to face her, his broad shoulders completely blocking the wind that tried to whip her hair.
"You will pack your things and move into my apartment tonight," he said.
Chloe looked up, her eyes widening. "Tonight? I am not ready for that. We can wait a few days."
Harrison adjusted his left cuff. "The agreement stipulates cohabitation. If we maintain separate residences, the elders will question the validity of the arrangement. I will not risk the terms of the contract."
His logic was a steel trap. Chloe thought of her stepmother waiting at home, ready to charge her rent for a room that used to be hers. She bit her lip again and gave a slow nod.
Harrison's eyes tracked the movement of her teeth on her lip. He reached into his pocket and handed her a thick card.
"The address and the gate code," he said.
A black Audi pulled up to the curb. The driver, Alex, stepped out and opened the rear door. Harrison gestured for her to get in.
"Go pack," Harrison said. "Alex will take you."
Chloe looked at the spotless car. She assumed he must have rented it for the occasion. She ducked her head and slid into the leather seat, the heavy thud of the door sealing her inside.
Chloe sat in the back of the Audi, watching the city streets blur past the tinted window. The heater blasted warm air against her frozen legs. The car eventually turned onto a familiar, cracked driveway and came to a stop.
She pushed the heavy door open, stepped out into the cold, and waved awkwardly to the driver. She turned and walked up the concrete path to the suburban house. The paint on the porch railing was peeling.
She pulled her house key from her pocket and shoved it into the lock. Before she could turn it, the sound of Brenda's shrill voice pierced through the thin wood of the door.
Chloe pushed the door open. She stepped into the living room and froze.
Cardboard boxes were stacked waist-high across the carpet. Her winter coats, her books, and her cheap shoes were crammed into the open flaps.
Brenda ended her phone call and spun around. When she saw Chloe, a wide, synthetic smile stretched across her face.
"Well? Did you get it done?" Brenda asked, taking a step forward.
Chloe unzipped her tote bag. She pulled out the marriage certificate and held it up for two seconds before shoving it back in.
Brenda's eyes lit up. The greed in her expression made Chloe's stomach twist.
"Perfect," Brenda said. She pointed a manicured finger at the boxes. "I went ahead and packed your things. You can move out today."
Chloe's throat tightened. "You could not wait one single day?"
"Newlyweds need to build their bond," Brenda said, waving a hand in the air. "Besides, Caleb needs the extra space for his gaming setup. Your old room is perfect for it."
Chloe stepped toward the boxes. She reached out to check a carton labeled 'fragile', terrified Brenda had thrown her late mother's ceramic mugs in without wrapping them.
Brenda slapped her hand away. "Don't unpack now. You will just make a mess."
Brenda pulled her phone from her apron pocket. She tapped the screen a few times and held it to her ear. Right in front of Chloe, she booked a U-Haul truck for immediate pickup.
A cold wave of anger washed over Chloe. Her chest heaved. She turned her back on her stepmother and walked up the carpeted stairs to her old bedroom.
The room was stripped bare. The posters were gone. The bedsheets were stripped.
Chloe dropped to her knees. She reached under the bed frame, her fingers brushing against the dusty floorboards, until she felt the cold metal of an old iron cookie tin. She dragged it out. Inside was three hundred dollars in cash and her high school diaries. It was everything she had left in the world.
She shoved the tin into her backpack, zipped it shut, and stood up. She did not look back.
A loud honk echoed from the street. The U-Haul had arrived.
Chloe walked downstairs. Brenda hovered near the door, offering to carry a box. Chloe ignored her, bent down, and hoisted the heaviest carton of books into her arms.
She carried the box out the front door, the wind biting at her cheeks, and shoved it into the back of the truck.
Brenda walked down the driveway. She pulled a wad of cash from her pocket and handed it to the U-Haul driver.
"Keep the change," Brenda said loudly.
Chloe stared at the transaction. Brenda was notoriously cheap. The fact that she was willing to pay for the moving truck just to get Chloe off the property felt like a physical slap to the face.
Chloe slammed the back door of the truck shut. She walked around to the passenger side and climbed into the cab.
The engine roared to life. Chloe looked in the side mirror as the truck pulled away. The old suburban house shrank into the distance. The tight band around her chest finally snapped. She was free.
"Where to?" the driver asked, chewing on a toothpick.
Chloe pulled the card Harrison had given her from her pocket. She read the address out loud.
The driver let out a low whistle. "That is a pricey zip code, lady."
Chloe frowned. She looked out the window as the truck merged onto the highway. Harrison was a project manager. How could he afford rent in a high-end district? She assumed he must be terrible with his finances, blowing his paycheck on a flashy address.
The scenery outside changed. The strip malls faded, replaced by towering glass facades and manicured sidewalks. Luxury sedans lined the streets.
The U-Haul turned a corner and stopped in front of a massive, steel-and-glass apartment building. A large fountain bubbled near the entrance.
A security guard in a tailored uniform saw the rusted U-Haul and immediately marched toward the driver's window, raising his hand to shoo them away.
Chloe rolled down her window. Her palms were sweating. "I am here for Harrison Montgomery. Apartment 4501."
The guard stopped dead in his tracks. He pulled a tablet from his belt, tapped the screen, and his posture instantly shifted. He stood up straight and pointed toward the loading dock with extreme politeness.
"Right this way, ma'am. I will open the service gates for you."
Chloe blinked, momentarily stunned by the rapid 180-degree turn in his attitude. The transition from hostility to extreme hospitality was jarring. She swallowed hard, guessing that Harrison must have called ahead to register her arrival, or perhaps the property management here was just trained to be incredibly dramatic to avoid complaints from tenants.
Chloe pushed the heavy truck door open and jumped down to the pavement. She craned her neck, looking up at the penthouse levels disappearing into the clouds. A deep sense of dread settled in her stomach. She had severely misjudged her new husband's financial situation.
Chloe stood by the loading dock as the U-Haul driver drove away. She piled her cardboard boxes onto a brass luggage cart. She pushed the heavy cart through the service doors, down a pristine hallway, and into the elevator.
She pressed the button for the 45th floor. The elevator shot upward so fast her ears popped.
The doors slid open. She pushed the cart down the quiet corridor until she reached a massive oak door with a digital keypad. She stared at the glowing numbers. She swallowed hard, her throat dry.
Instead of typing the code, she raised her hand and pressed the doorbell.
Heavy footsteps echoed from inside. The lock clicked, and the door swung open.
Harrison stood in the doorway. He wore a pair of grey sweatpants and a black Henley shirt with the top two buttons undone. The fabric stretched tight across his chest. A wave of masculine heat and the faint smell of cedar washed over her.
Chloe's eyes darted to the exposed skin at his collarbone. She immediately looked down at her shoes, her cheeks burning hot.
Harrison looked at the battered cardboard boxes on the cart. His brow furrowed. There was no disgust in his eyes, only a quiet confusion.
He stepped past her. He reached down and grabbed the heaviest box of books with one hand. His bicep flexed, lifting the carton as if it were filled with feathers.
"I can get that," Chloe said, stepping forward.
Her sneaker caught the edge of the brass cart. She lost her balance and pitched forward.
Harrison dropped the box. He spun around and caught her by the elbow. His grip was like a steel vice, halting her fall instantly.
The heat of his palm burned through the sleeve of her trench coat. Chloe gasped and yanked her arm back as if she had touched a hot stove.
Harrison let his hand fall to his side. His expression did not change. He turned around, picked up the box again, and carried it inside.
Chloe followed him into the apartment. Her jaw dropped. The living room was massive, featuring floor-to-ceiling windows overlooking the city skyline. The furniture was minimalist, all dark leather and cold marble. It looked like a showroom. She immediately assumed he had drained his savings to rent this place to keep up appearances.
Harrison set the box down. He pointed down a long, well-lit hallway.
"The guest room is the second door on the right. That will be your room," he said.
Chloe let out a breath she did not know she was holding. Separate bedrooms. The knot of anxiety in her stomach loosened, though she found his rigid adherence to boundaries slightly bizarre.
She walked down the hall and pushed the door open. The room was spotless. The bed was massive, covered in crisp, high-thread-count sheets. It made her feel incredibly small.
Harrison walked up behind her. He held out a silver key and a black keycard.
"The building requires the card for the elevator. The key is a backup for the front door," he said. He adjusted his cuff. "I wake up at six. I prefer quiet in the mornings. Do not touch the documents in my study."
His voice was flat, delivering the rules like a corporate memo.
Chloe nodded rapidly. "I understand."
Harrison gave a single nod and walked away, heading toward the master suite.
Chloe closed the door to her room. She leaned her back against the solid wood and closed her eyes. The tension drained from her shoulders.
She opened her boxes and began unpacking. She carried her cheap, fast-fashion clothes into the walk-in closet. The space was the size of her old bedroom. When she finished hanging her garments, they took up less than a tenth of the rack. The empty space mocked her, amplifying the massive gap between their lives.
An hour later, her stomach growled. She left her room and walked into the living area. The apartment was dead silent.
She wandered into the kitchen. The appliances were built into the sleek black cabinetry. She stared at the induction stove, completely lost.
She opened the massive double-door refrigerator. It was stocked with organic vegetables, premium cuts of meat, and glass bottles of sparkling water.
The door to the master bedroom clicked open. Harrison walked out, holding a phone to his ear.
"Le rapport doit être sur mon bureau demain matin," he said, his voice low and his French accent flawless.
Chloe froze by the open fridge. French? A project manager speaking fluent business French?
Harrison saw her. He immediately pulled the phone away from his ear and tapped the screen, ending the call without a goodbye.
He walked toward the kitchen island. "Are you hungry? I can order food."
Chloe panicked. She needed to prove she was not just a freeloader in this expensive apartment. "No! I can cook. Let me make dinner tonight."
Harrison looked at her tense shoulders. He gave a brief nod. "Fine."
He turned and walked into his study, shutting the door behind him.