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Ashes Of Affection

Ashes Of Affection

Author: : Emerald Reginald
Genre: Billionaires
Blurb: Savannah Delacroix never imagined her father's downfall would lead her into a cold-blooded contract with Rhett Callahan, Alabama's most elusive billionaire. Haunted by betrayal and obsessed with control, Rhett offers Savannah a lifeline a one-year marriage in exchange for financial salvation. What begins as a calculated deal soon spirals into a war of hearts as secrets unravel, sparks ignite, and their icy facades begin to melt. But with enemies circling and emotions growing too powerful to deny, Savannah must decide if risking her heart is worth losing her freedom or gaining something she never thought she'd deserve.

Chapter 1 The Auctioned Legacy

"You're selling ghosts, Savannah."

The voice didn't come from the auctioneer. It didn't echo from the marbled walls of the Delacroix estate. It came from inside her sharp, cold, bitter. She stood near the edge of the hallway, chin lifted, spine taut, as strangers walked through what used to be her world.

The grand staircase creaked as an elderly woman in pearls and too-bright lipstick admired the railing. "Original finish," she told her companion. "It could be repurposed. Maybe a wine bar?"

Savannah's jaw ached from clenching.

The auctioneer called out a number, something about an antique fireplace poker. Applause followed. It was a celebration for them. For her, it was the burial of everything that ever mattered.

A letter burned in her purse. Eviction. Foreclosure. The final nails.

She turned on her heels, stilettos clicking against polished marble that hadn't been cleaned in weeks. She walked through the hallway where she once played violin under her mother's watchful eye, past the gallery wall now bare, past the faint ghost of her father's laughter.

She paused at the front door when it groaned open.

A courier stood there, unimpressed and rain-soaked. "Delacroix?" he asked.

She nodded. He handed her a small black envelope no return address.

Inside, a card. Matte. Minimal. The name was embossed in silver: Rhett Callahan.

Nothing else.

No message. No number. Just the name.

Savannah stared at it for too long. Rhett Callahan didn't send invitations. He sent summons.

You'll know when to use it, a voice whispered in her mind. But it wasn't hers.

It was his.

Weeks earlier, the Maddox Foundation gala lit up the city. Velvet ropes. Crystal chandeliers. A room full of sharks in diamonds and tailored silk.

Savannah stood alone at the balcony doors, wrapped in crimson satin that cost more than her car. Her curls were pinned to one side, makeup pristine, smile hollow.

"She's wearing borrowed pearls," someone whispered.

"She's selling Charleston," another replied.

"She'll marry rich or disappear."

She sipped water from a champagne flute. Her fingers barely trembled.

That's when Blair Montrose descended.

"Savannah," Blair purred, wineglass in hand, eyes gleaming like razors. "Still pretending to be someone?"

Savannah turned slowly. "Still pretending to be relevant?"

Blair laughed, hand resting on her hip. "You really should learn when to quit. Stubbornness doesn't look good on the desperate."

"And cruelty doesn't make you interesting. Just predictable."

A few heads turned.

Blair lifted her glass in mock salute. "To Savannah Delacroix. May the ashes of her name make rich soil for someone new."

The room laughed.

Savannah walked away.

Outside, the air was brutal. Honest.

She leaned against the iron railing, swallowing the ache in her throat.

"You don't belong in there," a voice said.

She turned.

Rhett Callahan was taller than she remembered. Dark suit. Darker eyes. A man who looked like he owned silence and preferred it.

"I'm sorry do I know you?"

He stepped forward, hands in his pockets. "Not yet."

"Then I suggest you leave the dramatics for someone more interested."

His smile was faint. "I saw what Blair did. That wasn't dramatic?"

Savannah's gaze narrowed. "Are you here to judge or spectate?"

"Neither." He paused. "I'm here to offer something."

She raised an eyebrow. "Let me guess. A pity proposal? A merger disguised as charity?"

"No," he said quietly. "A transaction."

She almost laughed. "You want to buy me?"

He tilted his head. "I want to save your legacy."

Savannah blinked.

"I know about the foreclosure," he added.

Her breath hitched.

"And the trust that's frozen. The debts. The missing offshore account your father never disclosed."

"You've done your homework."

"I always do."

She folded her arms. "Why me?"

"You'll understand soon enough."

He stepped closer. Too close. She could smell the faintest hint of cedar and something darker.

Rhett reached into his jacket. Produced a card. Slipped it into her clutch.

"You'll know when to use it."

Then he turned and vanished into the night.

The day she used it, her hands were shaking.

Not from fear.

From rage.

Everything she'd ever been taught to smile, to endure, to behave collapsed under the weight of that card.

She called the number etched into the silence of her past.

Rhett answered on the second ring.

"I'm ready," she said.

There was a pause.

"Meet me tomorrow. Ten o'clock. Don't be late."

The line went dead.

Ten o'clock came. Rhett's office was colder than it had any right to be. All glass and steel, high above the city, untouched by emotion.

Savannah stood in a black dress, posture straight, heart steady.

He didn't rise from his chair. "Miss Delacroix."

"Mr. Callahan."

He gestured to the seat across from him. "Let's begin."

She sat, crossing her legs with practiced elegance. "What is it you want?"

"A wife."

She stared at him.

"A marriage. Public. Strategic. You'll get your estate back. Your reputation. I'll get the board off my back and the press redirected."

She blinked. "You're serious."

"I'm never not."

"And love?"

His eyes didn't flicker. "Not part of the arrangement."

"Affection?"

"Optional."

She exhaled through her nose. "Sex?"

His gaze met hers. "If required."

Savannah stood. "You're insane."

"Possibly."

"I'm not desperate."

"Yet."

She turned to leave.

"Savannah," he said, voice low.

She stopped.

"You're out of time. You know it. I'm the last offer you'll get before the banks take everything."

She didn't answer.

Rhett stood and walked to the window. "You'll have full access to the estate. Staff. Private car. Appearance schedule. You'll be compensated."

She turned back slowly. "How much?"

"Enough to rebuild your family name. If you follow the rules."

"And if I don't?"

His smile was cruel. "Then I'll bury what's left of it."

The silence stretched.

Finally, she stepped forward.

"Send the contract."

That night, Savannah sat at her father's desk, pen in hand. The contract was thick. Sterile. Loveless.

Clause 14: No emotional entanglements.

Clause 17: Public image must remain intact.

Clause 21: No children.

She signed.

And as the ink dried, she whispered to the empty room, "This isn't marriage. It's war."

And she intended to win.

Chapter 2 Unpayable Debt

"The bank smelled like bleach and marble," Savannah thought bitterly, stepping through the revolving door like someone still clinging to the illusion of belonging. Her heels echoed too loudly in the cathedral-quiet lobby, each step betraying her presence in a place that now felt foreign.

She didn't belong here anymore.

Once, she would glide through these spaces with the grace of old money and confidence carved into her bones. But today, her coat hugged her arms a little too tightly, the seams whispering of weight lost to stress and sleepless nights. Her handbag once a statement of understated luxury had scuffs along the edges she hadn't noticed before.

The receptionist barely looked up, tapping long, shell-pink nails against a glowing screen.

"Miss Delacroix?" Her voice was too sweet, too casual for the gravity in Savannah's chest. "They're expecting you. Top floor. Executive suite."

Savannah offered no smile, only a brief nod, and moved toward the elevators. The mirrored walls reflected a version of her she didn't quite recognize shoulders squared in defiance, yes, but eyes shadowed by months of quiet desperation.

The doors slid open with a hush. She stepped in. Alone.

When they opened again, she was greeted by the sterile chill of air conditioning and the disinterested gazes of two men in dark suits Hill and Donner. Neither rose from their leather chairs, their posture stiff with corporate politeness.

"Miss Delacroix," Hill began, gesturing to a glass chair across the obsidian desk. "Thank you for coming."

She didn't sit right away. Let the silence breathe. Then: "Did I have a choice?"

Donner glanced at his colleague, then cleared his throat. "We've completed the final audit on your father's holdings."

Savannah sank into the chair, back straight. "And?"

Hill leaned forward. "The liabilities exceed the assets by approximately "

" eight figures," Donner finished, removing his glasses as if that softened the blow.

She stared at them, unmoving. "You're saying there's nothing left. Not even the Savannah house?"

Donner folded his hands. "That property was used as collateral in a leveraged investment deal. Meridian Development owns it now."

The words knocked something loose inside her chest. Something brittle. The house her childhood summers, her mother's laughter in the garden, her father's scent in the library. Gone.

Gone.

"So I'm broke." Her voice didn't crack. She wouldn't let it.

"You're insolvent," Hill corrected, too gently. "Your accounts are frozen, your name flagged, and multiple creditors have already initiated collection procedures. You're out of time, Miss Delacroix."

She inhaled through her nose, lips parting. "An extension. Two months. I have a vineyard plot in Oregon. It's old, but the land alone "

"Your father defaulted on three liens in his final year," Donner interrupted. "The estate is no longer yours to leverage."

Silence folded around them like damp velvet.

Hill reached into a drawer and produced an envelope. No logo. No return address. Just her name, written in dark ink that looked hand-pressed. Personal. Intentional.

"There is one party willing to assume the debt," Hill said, pushing it toward her. "Wipe it clean. Completely."

Savannah didn't move. "Who?"

"He's waiting for you. Downstairs."

She descended back to the lobby with trembling hands hidden in fists. Her breath caught as the elevator doors opened again, not to the sterile lobby but to a private wing. She stepped into a room more like a sanctum than an office: dark wood, high ceilings, a sweeping view of the city obscured by rain.

He was standing by the window. One hand in his pocket, the other wrapped around a glass of amber scotch.

Rhett Callahan.

He didn't turn when she entered.

"I thought you might come," he said.

She paused, a few steps in. "You didn't even know I got the envelope."

"I knew you were desperate."

That shut her up.

When he turned, it was like being hit by a cold wind. Tall, lean, brutal in the precision of his beauty. His features looked chiseled from some unforgiving stone sharp cheekbones, a firm jaw, lips that knew exactly when to smirk and when not to move at all. His eyes were cool, calculating. Too calm.

She crossed her arms. "If you dragged me here for a pity play, I'll save you the trouble. I'm not interested in handouts."

Rhett walked to the desk, pressed a button. The door behind her slid shut, sealing the room.

"I'm not offering charity." He poured more scotch, the clink of ice sharp. "You need money. I need a wife."

The silence after that was deafening.

"A what?" she said, voice too high, too thin.

"A wife," he repeated. "Twelve months. Appearances only. You wear my name, attend a few events, smile for the cameras. In exchange, I erase your debt. Every last cent."

Her breath caught. "You're out of your goddamn mind."

"No," he said, calmly. "I'm efficient. I acquired your debt last night. Technically, I already own you."

She took a step back.

He didn't flinch. "This isn't coercion. You can walk away right now. But the moment you do, your creditors will bury you. You'll lose everything. Whatever pride you have left won't stop the legal avalanche that's about to hit."

He placed a folder on the desk. No label. No company seal.

Just her name again.

"Why me?" she asked.

His eyes met hers. There was a flicker. Not kindness. Not cruelty. Something in between.

"Because you're used to pretending."

She opened the folder. The contract inside was dense with legal jargon, printed on thick ivory paper. Clauses about media control, confidentiality, performance expectations. Appearances. Statements. Family narratives. One year of fiction.

"No physical intimacy required," she muttered aloud.

"That part was your father's idea," he said absently.

Her head snapped up.

"You knew my father?"

"I made him an offer once," he said. "He laughed in my face. Now I'm making the same offer to you. Poetic, isn't it?"

She slammed the folder shut. "You think this is poetic?"

"I think it's survival."

"And what do you get out of it, exactly?"

He didn't blink. "My board is finalizing a merger with a conservative dynasty that values... image. Legacy. They expect stability, tradition. A wife. A future heir. This gives them the illusion. You provide the optics. I provide the escape hatch."

Savannah stared at him. "You're asking me to sell my name, my life, my future for twelve months of being your... accessory?"

He stepped closer, not quite touching her.

"I'm offering you a second chance."

She was shaking now. Rage, disbelief, or exhaustion she couldn't tell. "And if I break the contract? If I fall in love with you? Or if I so much as step out of line?"

Without a word, he flipped to the last page and pointed.

Clause 19.

Violation will result in immediate forfeiture of financial protections, asset seizure, and legal action to the full extent permitted under binding arbitration.

Savannah swallowed. "You're serious."

"As death."

Her voice cracked. "You're not even pretending to be human, are you?"

"No," he said. "But I do pay my debts."

She looked down at the contract again.

The paper felt heavier now.

"You'll have thirty days to prepare," Rhett said. "You'll move into my home. My staff will instruct you. Wardrobe, etiquette, background briefings. Everything will be curated. No surprises."

Her eyes narrowed. "And after twelve months?"

"You walk away. Debt-free. Anonymous. Untouched."

"Except for my pride."

He didn't argue.

Savannah stared at the pen beside the folder. Her hands felt numb.

"You're not here to fall in love, Savannah," he said softly. "You're here to survive. Sign it."

And though he said it like a man offering a business transaction, something about the way he looked at her steady, unreadable, controlled made her wonder what the hell he'd buried beneath that glass-and-iron exterior.

She reached for the pen.

And for the first time in months, her hand didn't tremble.

Chapter 3 Savannah's Rebellion

"You think I'll just let him buy me?"

Savannah's voice cut through the silence like a blade as she burst out of Rhett Callahan's office tower, her fury boiling over in the cold. The wind slapped her cheeks, sharp and punishing, but it wasn't the weather that made her tremble. It was shame. Anger. The sick knot of defeat coiled beneath her ribs. Her coat hung open, the buttons flapping as she stormed across the marble plaza, her heels clacking with every sharp step like the snapping teeth of war.

The contract was still clutched in her hand creased, damp, and shaking.

People turned to stare. Suits, tourists, a man with a dog none brave enough to approach her, but their eyes followed her like spotlights, catching every unraveling thread.

She didn't care.

She didn't stop until she reached the corner, where the sidewalk met a row of boutique windows flaunting mannequins in silk and diamonds. Dresses she once wore. Designers who once called her by name. Now, they mocked her hollow plastic necks strung with pearls, lips painted in colors more permanent than her fortune.

She leaned against the brick wall beside a storefront, her breath ragged. Her fingers, red from the cold, tightened around the document.

And then they gave out.

The contract slipped from her hand and fluttered into the gutter like a wounded bird.

She didn't chase it.

"Savannah?"

The voice came soft but sure low and unmistakably alive. Like heat slipping under a locked door.

Savannah turned, and her breath caught.

Celeste Arden stood a few feet away, arms crossed over a black trench coat, dark braids slicked back into a bun that framed her cheekbones like sculpture. Her boots clicked once as she stepped closer, eyes narrowed in a mix of concern and sarcasm.

"What the hell are you doing out here like a broken trophy?"

Savannah tried to speak, to smile maybe, but all she could muster was a whisper. "Just needed air."

Celeste followed her gaze to the paper lying in the wet street. She arched a brow, stepping forward and plucking it up between two fingers like it was toxic.

"Don't tell me Rhett Callahan handed you this."

Savannah hesitated, swallowing back the bile in her throat. "He offered me a deal. Marriage. My debt... for his reputation."

Celeste blinked once. Then again.

"Marriage?" she echoed. "Like... tuxedos and signature cocktails and a first dance?"

"More like contracts and handshakes and photo ops," Savannah muttered. "He wants a wife. A silent, well-dressed wife who looks good on Forbes covers."

Celeste shook the wet contract gently, watching the ink bleed. "Jesus, Sav. This looks like a curse you'd summon in Latin."

Savannah laughed, but it was jagged, bitter. "He doesn't even want me. He wants what I represent. My name. My pedigree. An accessory in stilettos."

Celeste's expression shifted. The tease faded from her voice.

"Then why are you crying?"

The question landed with surgical precision. Savannah's lip quivered. She turned her head, but not before the tears streaked her cheek.

"Because I almost said yes," she whispered.

Celeste stepped in and cupped Savannah's face with a warm, steady hand. Her thumb brushed a tear away. Her eyes, always so sharp, softened.

"Come on. Let's sit. You're shaking like a leaf in a storm."

They settled on the edge of a stone planter box outside the old opera house, beneath the harsh yellow glow of a streetlamp. The city pulsed around them horns, sirens, voices blurring into a soundtrack of survival. The scent of wet concrete mingled with the hint of jasmine from Celeste's perfume.

Savannah wrapped her arms around herself. "All I have left is pride, and that can't buy groceries or keep a roof over my head. My apartment's falling apart. My fridge is empty. And now the press will chew me up and spit me out."

Celeste didn't interrupt. She waited.

"And I hate him," Savannah continued. "I hate Rhett for knowing I'd consider it. For being right. For standing there so calm while he dismantled the last of my dignity."

"You want honesty?" Celeste asked.

Savannah nodded.

"Pride's not going to save you. Not anymore. It won't put food in your mouth or silence the rumors. It's a nice fantasy but we're past that now."

Savannah stared down at the contract again, her name still visible through the water-smudged ink.

"What saves me then?" she murmured.

"Survival," Celeste said. "And choosing it before it chooses you."

They sat in silence after that. Savannah's fingers tightened around the contract. It was soaked now, flimsy, fragile.

Just like her.

Hours later, she sat on the edge of her bed, phone in hand. The screen glowed with a headline that punched the breath from her chest.

SOCIALITE-TURNED-SELL-OUT? SAVANNAH DELACROIX SPOTTED LEAVING CALLAHAN TOWER

The photo was grainy. The angle unflattering. Her coat hung open, her expression weary and unreadable.

But the comments God, the comments were worse than knives.

"Didn't take her long to spread for a bailout."

"Daddy's girl finally learning to beg."

"From Chanel to charity case."

She dropped the phone onto the mattress and pressed the heels of her palms against her eyes.

Everything hurt.

The walls of the apartment closed in around her peeling paint, humming radiator, silence thicker than air. The shadows cast by the single lamp stretched long and sharp across the floor.

She stood abruptly and faced the mirror above her dresser. What she saw was not Savannah Delacroix. Not the woman who once graced magazine covers and hosted charity galas. This woman was tired. Hollow-eyed. Hair knotted at the nape. A silk blouse wrinkled from sleep and stress.

"What am I even holding onto?" she whispered.

A knock shattered the quiet.

Three sharp raps.

She froze.

Then crossed the room and peered through the peephole.

Her landlord.

Again.

When she opened the door, he didn't waste time. "Ms. Delacroix. I gave you thirty days. It's been thirty-one."

She opened her mouth, but the words caught in her throat.

He pulled a folded paper from his coat. "I didn't want to do this. You were always polite. But I've got tenants waiting. This is final."

He handed her the notice. Eviction.

Savannah's fingers trembled as she took it. "You think I'm still throwing parties while I drown, don't you?"

He hesitated, his face softening. "I think you're out of time."

She watched him walk away under the flickering hallway light. The paper in her hand felt heavier than it should.

She closed the door. Locked it.

Then she sank to the floor.

It was nearly dawn when she found herself walking no destination, just movement. The city was quiet, slick from rain, the sky streaked with the first signs of sun.

She ended up where she always did when the weight got too much.

The cemetery.

The grass was wet. The pines whispered in the wind. Her boots sank into the mud as she made her way to the only place left that felt like home.

Her father's grave was still. Simple. Cold.

Savannah knelt, her coat damp at the knees. She ran her fingers along the carved name. Benjamin Delacroix. The man who'd once ruled ballrooms and boardrooms.

"You said you had everything handled," she murmured. "You promised I'd never have to beg."

The wind didn't answer. The trees didn't move.

"I can't fix this. I don't even know who I am anymore. I'm tired, Dad. I'm tired of pretending I'm not terrified."

Her voice broke. She didn't try to hide it.

A few leaves danced across the stone. The rain returned in soft, misty drops.

"Do I say yes?" she whispered. "Do I give him my name to protect yours?

She didn't expect an answer.

But then...

A shadow stretched across the grass. Heavy. Human.

Savannah stiffened, turning slowly.

A man in a black overcoat stood behind her. Stoic. Grey at the temples. His hands were clasped in front of him like he was used to waiting. The kind of man who didn't blink unless told to.

"Miss Delacroix," he said. "Mr. Callahan is waiting."

Her stomach dropped.

She rose to her feet, slowly. The wet hem of her coat clung to her calves.

"Where?"

The man stepped aside and motioned toward the black car parked at the edge of the gravel path. The back door was open. Waiting.

"Where he always is," the man replied, "when someone finally says yes.

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